If you are a business owner Christmas can be stressful for several reasons. Employees will be taking time off. Tax season is right around the corner. Year-end paper work is due. Your company will lose productivity because of vacations. So the last thing you might want to do is hand out Christmas bonuses.

If you are aren't the boss, the end of the year can be exciting. You have time off coming up, you might be getting a Christmas bonus and soon you'll get a tax return. Yay!