This little note isn't meant to discourage you from buying an iPhone 5.  If you've already per-ordered or you have your heart set on having the latest and greatest, by all means, enjoy your new device.

If you know me, you know that I covet the new stuff.  I love having the newest and the best and I am really tempted by the idea of having Apples latest iPhone.  But after careful consideration, I've decided not to upgrade and keep my current device.  Here's why:

1.  I have a 4s.  Aside from the bigger screen, the iPhone 5 really isn't that much different than its predecessor.  Yes, it has a better camera, better battery life (so they say) and a faster processor but in my opinion, it's not enough of a jump for you to really notice during day-to-day use.  The 4s is more than adequate when it comes to speed.

2.  I have chargers, cables and accessories that will most likely not be compatible with the iPhone 5.   If you follow this stuff, you know that the iPhone 5 cable doc is different. After owning an iPhone 3, 3g, 4 and 4s,  I've accumulated quite the stash of cables, car chargers and media docs.  If I had to guess, I think I'm safe saying that I have several hundred dollars in accessories.   I'm just not ready to let go of the investment.  I know you can buy adapters but that's one more piece of stuff I don't want to keep track of.

3.  My contract isn't ready for it.  I upgraded to the 4s a year ago so my account doesn't qualify for the full subsidized price until May of next summer.  I'll be better off waiting for the next (5s? 6?) iPhone and updating when my carrier juices me with a discount to resign.

In the end, it's all about choice.  Don't let me make the decision for you but do your own research before you throw down the cheddar.  I'm not what you'd call an "expert" in the field either.  I'm just a guy who uses this stuff... A LOT so take the info for what it's worth.  I'm not in any way suggesting that YOU shouldn't go get a new iPhone 5.  If you have an iPhone 4 or 3gs,  it might be time to get yourself Apple's new piece of magic.