I have officially decided that everyone in my family is getting a jolly rancher for Christmas and apparently I am not


alone. Nearly half of Americans are going to have trouble affording holiday gifts this season.

A survey by CouponCabin.com from WHEC.com found that 45% of people are worried about how they'll pay for Christmas presents. 

Two thirds of Americans think that they'll have more trouble paying holiday expenses this year than they did last year. 

One in five people are planning to get a second job to pay for the holidays.  And those people are late to the party, because one in eight people have already gotten one.

More than one in three Americans are affording the holidays the old-fashioned way . . . by going into debt on credit cards.  One in ten will use layaway, and 3% will borrow money from family and friends.

Nearly six in ten people will use sales, discounts, and free gifts with purchase offers to pay for gifts.

The average shopper will spend $704.18 on the holidays this year.  That includes $400 on gifts for family members and $63 for friends and co-workers. 

How will you pay for the Holidays?

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