Mutual Self Help Housing is a group method build where 4-10 families come together under the guidance of a Construction Supervisor employed by South Central Community Action Partnership to build their own homes. Families provide 65% of the labor themselves by committing 35 hours a week with friend and family volunteers. By putting in the “sweat equity” the family does not have to come up with a down payment and moves into their new homes with an instant equity of generally $20,000 to $25,000.

•No down payment

•Subsidized house payment as low as 1% interest

•100% financing from construction to homeownership

Advantages of building your own home:

•Learning the skills and knowledge of construction

•Providing a home for your family

•Building instant equity


•Meet income guidelines

•Have fairly good credit, credit check required

•Commit to 35 hours a week with friends/family support

•Must be a legal resident or citizen of the United States

For more information please contact:

Shandele Kestie (208)733-9351 ext. 1015


Chad Whitaker (208)733-9351 ext. 1029


or Toll Free (800)627-1733

Visit the SCCAP website