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How to Become a Millionaire By Age 30


Grant Cardone from Entrepreneur Magazine says you can become a millionaire by the time you’re 30.  Just follow these nine “easy” steps and you’re on your way to the big time!

  1. Don’t show off.  “Fake it ’til you make it” is a good way to stay poor forever.  Don’t buy expensive things just to look like you’re already a millionaire.  Instead, you should save money for the investments that can actually make you a millionaire.
  2. You’d think that you need to save money to become a millionaire.  Not so.  Never save money, except to invest it.  When you save money, it should only be for things that will make you richer.  And the money you do save should be untouchable, even for emergencies.  Lock it away, and don’t bring it out except to start a new venture.
  3. Avoid debt that doesn’t make you richer.  Cardone says rich people use debt to make investments, and increase their cash flow.  Poor people use debt to buy stuff which only makes the rich people richer.  Again… It’s acquiring stuff vs generating revenue.
  4. Treat money like a jealous lover.  If you want to be a millionaire, you have to treat money better than everything else.  You have to put it first.  That’s probably why I’ll never be a millionaire.  Sure, money is a part of life and you need it to pay bills but it ain’t more important than family.
  5. Money doesn’t sleep, and neither should you.  The way to get rich is to outwork everyone else.  When other people go home or go play, stay at the office.  Don’t take vacations, and don’t try to have a life.  No one said it would be easy.  (Again.  I don’t think I’ll be a millionaire.  I happen to think that how you spend your time away from the office is a huge player in how happy you are in life.)
  6. Tell yourself it makes no sense to be poor.  Cardone says a lot of people just accept being poor, because they think it will always be that way for them.  You have to believe that it sucks to be poor, and that it’s your fault if you stay that way.  I can’t argue with this mindset.  If you settle for what you have, you’ll never try anything.
  7. Get a millionaire mentor.  If no real millionaire will mentor you, pick someone in the public eye and study them.  Once you find out what they did, do that.  Adopt thier attitude and mindset.  Learn from their mistakes and their successes.
  8. Let your money do the work for you.  You should always be focused on investing.  Use your money to attract more money.  Labor doesn’t make anyone a millionaire . . . there’s not enough time in one life.  You need investments that pay off.
  9. Aim for $10 million, not $1 million.  You have to think bigger, so that even if you don’t reach your goals, you still get to be a millionaire.  Cardone says the biggest mistake he ever made was not thinking big enough.  I’m probably still too small of a thinker.  Heck… I was thrilled just to pay off my truck.

Take the advice for what it’s worth.  I happen to prefer the advice that Jim Carrey gave at a Maharishi University commencement.  It just seems… right.  If you know what I mean?

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